Credit Card
Currently Location Homepage -  Credit Card -  About Credit Card

About Credit Card

1.About Credit Card

Credit card is an electronic payment card issued by banks and non-banking credit card issuers with no guarantee or cash deposit. Bearing signs of card payment organizations such as Union pay, Visa and MasterCard, credit card allow holders to pay for goods and services at a wide range of stores and service providers in different cities.

Credit card issuers provide the cardholders with a revolving account and a line of credit. Credit cards generally provide a grace period, during which no interest is incurred if customers fully pay the balance. If customers fail to pay the balance in full, credit issuers charge interest on the unpaid balance. If customers use credit cards to withdraw cash, interest is incurred based on the borrowing date.

2.Main Functions

2.1 The cardholders can confirm credit card transactions by “signature” or “signature+ PIN”.

2.2 Notification text message is provided for cardholders using credit card for payment.

2.3 The cash borrowing limit can be up to 100% of credit limit when possessing card for 6 months.

2.4 Overdraft consumption can enjoy the longest interest-free period of 56 days.

2.5 The cardholders purchasing air ticket, train ticket, boat ticket or 80% of tourism fee by credit card can have traffic accident insurance.

2.6 The cardholders could apply for installment while consuming with credit card, and according to the application, the cardholders should pay off the consumption funds in several installments (months),and each installment will be accounted in the credit card bill. The cardholders do not need to pay interest by installments, which help to solve the problem of funds deficiency, and enjoy the life in advance.

2.7 Rewarding points are perpetually available.

Site Map | Contact us | Favorite
Shanghai ICP Registration No.14020744 Copyright by Bank of Shanghai
开帐表文具店赚钱吗 1819年西甲联赛时间 福彩开奖结果查询果 湖南幸运赛车 三尾中特最准网站 广东36选7最新开奖查询结果福彩 街机电玩捕鱼 熊猫四川麻将辅助 什么是融资融券的股 大连娱网棋牌免费下载 江西11选五5最新开奖 刮刮乐斗图表情包动图 广东福彩好彩1玩法 股票融资原理 吉祥棋牌手机版 赛车游戏破解版下载 四肖中特期期准免费公开